Take Control of Your Money
Understand your finances, crush debt with proven repayment strategies, build your emergency fund, and take control of your financial future. Step by step.
Everything You Need to Win with Money
Powerful tools to help you understand, plan, and take action on your finances.
Income Tracking
Track every source of income with beautiful visualisations and monthly breakdowns.
Bill Management
Never miss a payment. Organise recurring bills and see exactly what's due.
Budget & Expenses
Set monthly spending limits by category and track every expense against them.
Debt Payoff
Crush debt with Snowball or Avalanche strategies. Watch debts disappear one by one.
Emergency Fund
Build your safety net. Track progress toward 6 months of bills saved.
Savings Goals
Set targets, track progress, and celebrate milestones along the way.
Mortgage Calculator
Model your mortgage with overpayment scenarios, term comparisons, and more.
Cash Flow
See exactly how your income flows through bills, budgets, debt, and savings each month.
Dashboard & Insights
Your complete financial picture on one page with net worth trends and smart insights.
Start in Under 2 Minutes
Three simple steps to get your finances on track.
Create Your Account
Sign up for free with your email or Google account.
Add Your Finances
Enter your income, bills, debts, and savings goals.
Follow Your Plan
Track your Money Steps and watch your financial health improve.
A Clear Path to
Financial Freedom
First, understand where you stand. Then take action. We track your progress automatically, so you always know what to focus on next.
Phase 1: Understand
Understand Your Income
Log all your income sources so you know exactly what you earn each month.
Understand Your Bills
Track every recurring bill and expense to see where your money goes.
Understand Your Debt
List all your debts including balances, interest rates, and minimum payments.
Phase 2: Take Action
Pay Off Your Debt
Attack debts using Snowball or Avalanche. Pick your strategy and roll payments forward.
Build Your Emergency Fund
Save 6 months of bills into an emergency fund for financial security.
Create Savings Goals
Set goals for things that matter like education, holidays, and big purchases.
Tackle Your Mortgage
Understand overpayment limits and how extra payments can save you thousands.
Ready to Take Control?
Join today and start your journey toward financial freedom. It's completely free.